History.
Staff.
Membership.

History:

The A & S Federal Credit Union was established in March of 1940 by a handful of individuals who foresaw the need for a financial institution to serve people of ordinary means. The credit union, formerly know as the A & S RR Employees Federal Credit Union, was formed with money deposited by people who worked on the Aliquippa & Southern Railroad. This credit union has never received any money from any other source other than members’ deposits. By pooling their money, employees of the railroad were able to establish a financial institution that paid a good return on their savings while offering low rates on loans for employees who needed to borrow. The true story is in the individual members who, over the years have demonstrated their faith in this credit union by remaining loyal and enabling us to carry out the credit union philosophy which is people helping people.

The A & S Federal Credit Union remains a non-profit financial organization owned and operated by the members for the benefit of all who belong. As a member of the A & S Federal Credit Union you become part of our membership, which elects the Board of Directors to oversee the operation of this credit union. Earnings are returned to our members, after expenses, in the form of dividends, competitive loan rates and other benefits. Our mission is to provide reasonable rates of interest while encouraging our members to practice responsible financial practices. The A & S Federal Credit Union strives to uphold the philosophy of credit unions: Not for Profit, Not for Charity, But for Service.

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Staff.

Board of Directors

John J. Morelli – President
Dennis Jackman – Vice President
Edward Perunko – Treasurer
John Falen – Secretary
Robert Baron
Michael Smith
Cletus Scalo

Supervisory Committee

Robert Baron – Chairman
Kent A. Sloan
Mark Buczko

Credit Committee

Michael Smith – Chairman
John Falen
Dennis Jackman

Office Staff

Patricia Shuster – Manager
Pamela A. Rosati – Loan Office/VISA coordinator
Katina Eliou – Loan Officer
Donna Sturm – Teller/Clerk
Deborah Miller – Teller/Clerk

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Membership Information.

To join, you or an immediate family member must be a member of the following groups:

1. Employees and their immediate families of the following who work in Aliquippa, Pennsylvania:
   1. Aliquippa and Southern Railroad Company, a wholly-owned subsidiary of Jones & Laughlin Steel Corporation,
   2. Miller and Sons Chevrolet,
   3. Keystone Expediting,
   4. John L. and Audry J. Chickness, State Farm Insurance Company,
   5. Dr. W.M. Fisher and Dr. Scott G. Smith, Optometrists,
   6. Our Lady of Fatima School,
   7. Video Mart Inc.,
   8. Harold’s Inn,
   9. Hair Designs,
   10. Rank Retail Services America,
   11. 3D Development Company,
   12. LADCO Designer Homes,
   13. McCartney Agency, Inc.,
   14. The Peoples Natural Gas Company;
2. Employees of the following who work in the Pennsylvania locations names:
   1. Creswell Heights Joint Authority, South Heights,
   2. Heckett Engineering, West Aliquippa,
   3. West Hills Vision Center, Coraopolis,
   4. Wanchick Construction, Conway,
   5. Silcott Railway Equipment Company, Ambridge;
3. Employees of the following townships in Pennsylvania;
   1. Center Township,
   2. Independence Township,
   3. Raccoon Township;
4. Members of the South Heights Volunteer Fire Department in South Heights, Pennsylvania;
5. Employees of Barge Maintenance, Inc., who work in South Heights, Pennsylvania;
6. Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; and organizations of such persons.

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	2283 Brodhead Road Aliquippa PA 15001 Telephone: 1-724-375-0248 Privacy Policy	We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.